Step 2: Pay Off Debt

Welcome to Step 2: Pay Off Debt. In this step, I will talk to you about the debt portion of the steps of Financial Independence. If you have no debt, the following will probably be irrelevant. However, seeing as how so many people out there are in debt, this may help them. Once you have … Read more

Step 1: Emergency Fund

Welcome to the first step in personal finance. The first step, and undoubtedly the most important step, is to have an emergency fund. If there’s one thing in life that’s certain, it’s uncertainty. How is your job security? We can’t control whether or not we’ll be fired tomorrow or where next month’s rent is coming … Read more