Becoming a Millionaire By Investing

In the book, The Millionaire Next Door, one of the lines that will always stand out to me is that how many of our friends and neighbors are secretly millionaires. This is because many of them have built up some sort of retirement savings plus they’ve gotten to the point where they’ve paid off almost … Read moreBecoming a Millionaire By Investing

Peer to Peer Lending as Passive Income

I’ve always been fascinated with fixed income. I don’t invest in it much since I still have a long time horizon and therefore the ability (but maybe not the mentality) to endure riskier instruments. With fixed income, such as bonds and debt, one gets a “safer” return because if the company where to become insolvent, … Read morePeer to Peer Lending as Passive Income

Which President Had The Best Stock Market Returns

There’s been a lot of talk in the media about Trump’s effect on the rising stock market. This is alluded to his more lenient corporate taxation policies. Unfortunately this is counterbalanced by this conflict for import and exports for the US. Because of this, I decided to take a look back to see how well … Read moreWhich President Had The Best Stock Market Returns

Dollar Cost Averaging vs Lump Sum Investing

New Year! Let’s talk about investing. You’re thinking about maxing out your IRA for the year right now. You’re going to have a fresh new $5500 contribution to your account to use for tax-free/deferred investing. Is it better to invest this lump sum or should you be dollar cost averaging? There’s been recent studies about … Read moreDollar Cost Averaging vs Lump Sum Investing