When you get your paycheck and it says that your annual salary is $50,000, and it doesn't feel that way. Do you ever ask yourself How much do I make per hour? Or if you're already working a wage job and it says you're making $20/hr. But somehow you're just scraping by and can barely put food on the table. Everyone has a different rate depending on their living conditions. … [Read more...] about How Much Do I Make Per Hour?
Many disciples of personal finance fall stray into the trap of numbers. When planning out the cheapest path for a purchase or adventure, many tend to dwell on the numbers alone. And as a result, come to a conclusion, based off the numbers alone. There is a qualitative side of personal finance. What they fail to consider is that there are many other reasons that should be … [Read more...] about The Qualitative Side of Personal Finance
This question has been popping up recently on social media and social circles: Do I need life insurance? Even worse is that life insurance companies and MLM companies that sell life insurance have been popping up around my area. Their aim is to make money off the monthly premiums from unsuspecting clients. And they do this without educating them on whether they need it or not. … [Read more...] about Do I Need Life Insurance?
As we make it through the Summer of 2015, many new graduates will soon be entering their first real world job. Some may have opted to forgo a Summer break and may have already started. Some have asked for general guidelines as they begin working their career. I've compiled a list of financial advice for college graduates. These will help new grads develop and establish good … [Read more...] about Financial Advice for College Graduates
Why the poor stay poor while rich people get richer? It's ridiculous that the world is designed this way. And in addition, there's a snowball effect where poor will keep getting poorer. Here's one interesting take: our society has inadvertently (or advertently) created a "system" that keeps poor people that way. When I was writing my post about financial advice for college … [Read more...] about We Live In A System Designed To Keep Poor People Poor
A realistic Personal Finance approach while you're still in college... I realized that most of my posts target the younger professionals. However starting your personal finance mindset in college (or even younger!) could change the course of your life! Being financially savvy at an earlier age can save you years of heartache and eliminate a future timeline where you're … [Read more...] about Personal Finance for College Students