Last month I received an e-mail from TD Ameritrade saying they were eliminating commission free ETFs. A lot of my friends and family have IRAs and 401Ks with TD and invest there. More importantly, everyone has a Vanguard Total Stock Market Fund. Whether VTI or VTSAX. I felt it was my duty to determine how this affected us. In addition, many of us invests in a number of other … [Read more...] about VTI or VTSAX
When you get your paycheck and it says that your annual salary is $50,000, and it doesn't feel that way. Do you ever ask yourself How much do I make per hour? Or if you're already working a wage job and it says you're making $20/hr. But somehow you're just scraping by and can barely put food on the table. Everyone has a different rate depending on their living conditions. … [Read more...] about How Much Do I Make Per Hour?
I got into a discussion with a coworker, John, discussing the topic revolving around people who spend $7 - $10 every day at Starbucks (we're in the DC area) grabbing coffee or snacks. We have another coworker here, Bob, who likes to eat out often and generally begins his day going to Starbucks. He grabs a medium (tall? or grande?) ice coffee and a muffin for breakfast. Being … [Read more...] about Think Rich – How Millionaires View Their Money
Many disciples of personal finance fall stray into the trap of numbers. When planning out the cheapest path for a purchase or adventure, many tend to dwell on the numbers alone. And as a result, come to a conclusion, based off the numbers alone. There is a qualitative side of personal finance. What they fail to consider is that there are many other reasons that should be … [Read more...] about The Qualitative Side of Personal Finance
As the trend in dividend growth investing rises, I would like to point out reason why you should not buy dividend stocks. I've seen a lot of investors argue that it's only wise to invest in companies that pay out a dividend, supported with questions like "Warren Buffet only invested in companies that paid dividends" or "what's the point of investing in a company if you don't … [Read more...] about Why You Should Not Buy Dividend Stocks
I've been using TastyWorks for about a month now to mainly sell options. Since my strategy aligns with their mindset of "trade small, trade often." If you're just starting off in the world of trading/investing looking to open an account, this TastyWorks brokerage review might be right for you. I had switched over to Tastyworks from Interactive Brokers. Primarily because of … [Read more...] about TastyWorks Brokerage Review