Create Your Own Monthly Dividend Portfolio

One of the premises of early retirement using a dividend portfolio, is that the dividend payments should be able to cover your expenses. Many people are used to receiving a consistent salary every month, so we can replicate that using dividends. Without a consistent dividend stream, it is difficult to budget our expenses after retirement.┬áToday … Read more Create Your Own Monthly Dividend Portfolio

Home Depot Stock Valuation (HD)

Investment Thesis Home Depot (HD) is a stable mature company that has consistently paid out dividends for the past 31 years. Their strong dominant business in the home improvement industry is driven by continuously strong sales growth, year-over-year. Home Depot is currently trading 24% above its 52-Week low and at 76% of its 52-Week high. … Read more Home Depot Stock Valuation (HD)

Do You Separate Your Money Into Different Buckets? – Mental Accounting Bias

  Today I’d like to address the psychological phenomenon called from the world of behavioral finance called Mental Accounting. As we enter the New Year and everyone begins making their budgets, mental accounting is very likely to pop up. People will subconsciously create different buckets for their money. As a result, their portfolios are not … Read more Do You Separate Your Money Into Different Buckets? – Mental Accounting Bias

Virginia College Savings Plan 529 – Save For Your Kid’s Education

Thinking about kids? Or what if you already have them? For those thinking about their kids’ future education, the IRS allows parents to open up an account that’s specific to saving for kids’ education. In Virginia where I live, it’s specifically called the Virginia College Savings Plan. These are tax-beneficial accounts that grow over time … Read more Virginia College Savings Plan 529 – Save For Your Kid’s Education