Dollar Cost Averaging vs Lump Sum Investing

New Year! Let’s talk about investing. You’re thinking about maxing out your IRA for the year right now. You’re going to have a fresh new $5500 contribution to your account to use for tax-free/deferred investing. Is it better to invest this lump sum or should you be dollar cost averaging? There’s been recent studies about … Read more Dollar Cost Averaging vs Lump Sum Investing

Dividend Investing Has Beaten The Market The Last 16 Years

So why do you want to build a portfolio of dividend stocks? Let me tell you why. Dividend Stocks Have Better Performance Than The Market VDIGX, the Vanguard Dividend Growth Fund, has outperformed both VTI (the Vanguard Total Stock Market Fund) and the S&P 500 over the last 16 years. With the combined effect of … Read more Dividend Investing Has Beaten The Market The Last 16 Years

It’s Better to Invest in a 5-Year CD For 3 Years Than Buy a 3-Year CD

Thinking of putting some money into a safe, short-term investment vehicle? Especially if you’re looking into making a big purchase such as a house or car soon. CDs are a good way to protect your money while keeping it growing ever so slightly. If you’re looking into buying 1 or 2-year CDs because you’re buying … Read more It’s Better to Invest in a 5-Year CD For 3 Years Than Buy a 3-Year CD