Budgeting for Michelin Star Restaurants in DC

As a foodie, who’s also striving for financial independence, I live in a state of perpetual ambivalence. How exactly can one afford to eat out at Michelin Star restaurants while trying to save up for retirement? Well the journey to financial independence is a balance between money and enjoyment. Hence, to enjoy the things you … Read moreBudgeting for Michelin Star Restaurants in DC

Not Negotiating Your Salary Could Cost You $210,017

As college students begin receiving job offers for graduation in Spring, many of them have no experience in negotiating salary. I want to stress the importance of negotiating salary and its impacts on your financial future. And especially with the economy the way it is today, getting an interview is a blessing for many. Although … Read moreNot Negotiating Your Salary Could Cost You $210,017

Dollar Cost Averaging vs Lump Sum Investing

New Year! Let’s talk about investing. You’re thinking about maxing out your IRA for the year right now. You’re going to have a fresh new $5500 contribution to your account to use for tax-free/deferred investing. Is it better to invest this lump sum or should you be dollar cost averaging? There’s been recent studies about … Read moreDollar Cost Averaging vs Lump Sum Investing