I have a friend whose dad, let's call him Xenophilius (yes I'm friends with Luna Lovegood *eye roll*), is retiring next year. And in talking to my friend, the topic of retirement strategies came up. And the idea of matching dividend payments to cover monthly expenses popped into my head. Xenophilius immigrated here from another country. Most immigrants in my culture are unaware … [Read more...] about Matching Dividend Payments with Expenses
Geico Insurance Discount? What? I'm advertising for Geico Insurance now? Not exactly. This is more of a Public Service Announcement for anyone out there who has Geico for their insurance needs. If you own shares of Berkshire Hathaway stock, you can send Geico your account documentation and they will apply a Geico insurance discount to your account. For those who don't know, … [Read more...] about Geico Insurance Discount by Owning Berkshire Stock
So you all are probably shitting your pants right about now. On Friday February 2, the S&P dropped by 1%. On Monday February 5, the S&P dropped 3% and the S&P futures continued dropping another 100 points in the after hours. Today, we experienced another 100-point drop in the S&P nearing 4%. CNBC and the media are attributing this to higher treasury … [Read more...] about Higher Treasury Yields Effect on the Markets
Now how bold am I to title my post "How Much To Tip Your Waiter". This implies that many of you out there don't know how to tip your servers. Of course there's no wrong way to tip and the amount of tip you leave is extremely subjective based on each individual's experience as well as personal finances. I'm not saying that y'all are tipping wrong, but yeah you're probably … [Read more...] about You’re Probably Tipping Your Waiter Incorrectly
Last month I received an e-mail from TD Ameritrade saying they were eliminating commission free ETFs. A lot of my friends and family have IRAs and 401Ks with TD and invest there. More importantly, everyone has a Vanguard Total Stock Market Fund. Whether VTI or VTSAX. I felt it was my duty to determine how this affected us. In addition, many of us invests in a number of other … [Read more...] about VTI or VTSAX
When you get your paycheck and it says that your annual salary is $50,000, and it doesn't feel that way. Do you ever ask yourself How much do I make per hour? Or if you're already working a wage job and it says you're making $20/hr. But somehow you're just scraping by and can barely put food on the table. Everyone has a different rate depending on their living conditions. … [Read more...] about How Much Do I Make Per Hour?