New Year! Let's talk about investing. You're thinking about maxing out your IRA for the year right now. You're going to have a fresh new $5500 contribution to your account to use for tax-free/deferred investing. Is it better to invest this lump sum or should you be dollar cost averaging? There's been recent studies about comparing dollar cost averaging over time versus … [Read more...] about Dollar Cost Averaging vs Lump Sum Investing
The S&P 500 Is Down 10.47% Year To Date
The markets are down today with the S&P 500 closing at 2,633.08, which is down 4.6% from last Friday at 2,760.17. Is now the time to buy the dip? If you were waiting for a pullback to pile in any cash you have, the S&P is down today. Closing at 2,633.08, represents a 10.47% drop from its all-time highs of 2,940.91 back on September 21. Depending on your investment … [Read more...] about The S&P 500 Is Down 10.47% Year To Date
Dividend Investing Has Beaten The Market The Last 16 Years
So why do you want to build a portfolio of dividend stocks? Let me tell you why. Dividend Stocks Have Better Performance Than The Market VDIGX, the Vanguard Dividend Growth Fund, has outperformed both VTI (the Vanguard Total Stock Market Fund) and the S&P 500 over the last 16 years. With the combined effect of dividends being paid to the investor and the dividend … [Read more...] about Dividend Investing Has Beaten The Market The Last 16 Years
Larger Pizzas Save You More Money
I decided to test this experiment on Dominos, attempting to do a carry-out on three different sizes of pepperoni pizzas. Dominos has a custom pizza builder you can use for this. According to their site, they carry 4 different sizes of pizzas: Firstly, I loaded up the custom pizza builder, then added all 4 sizes into my cart to see the prices. Additionally, I used only … [Read more...] about Larger Pizzas Save You More Money
It’s Better to Invest in a 5-Year CD For 3 Years Than Buy a 3-Year CD
Thinking of putting some money into a safe, short-term investment vehicle? Especially if you're looking into making a big purchase such as a house or car soon. CDs are a good way to protect your money while keeping it growing ever so slightly. If you're looking into buying 1 or 2-year CDs because you're buying a house soon, you may want to rethink that and consider a longer … [Read more...] about It’s Better to Invest in a 5-Year CD For 3 Years Than Buy a 3-Year CD
Value Investing – Step by Step Guide
Value investing is Warren Buffett's bread and butter. He identifies "cheap" companies relative to its intrinsic value and purchases them. In this post I'd like to show you the steps I take to identify what value stocks are. Why Value Investing? Value stocks are generally referred to as stocks that are cheap and on sale compared to its actual value. Warren Buffett has been … [Read more...] about Value Investing – Step by Step Guide